Smart cover for your legal requirements
Usually, if your business hires one or more members of staff, employers’ liability cover is a legal requirement.
Without it, you could face hefty fines per day and could jeopardise your business entirely.
So what is employers’ liability? Well, if an employee has an accident or becomes ill resulting from work, your business could be sued for compensation. An employers’ liability policy protects you in these instances.
Your cover will usually need to be at least £5 million to meet legal requirements and it’s not just for full-time employees, either.
Both part-time and voluntary employees could potentially claim against you if an incident occurs.
Key points of the cover we can equip you with include;
- Covers legal and compensation costs if you are successfully sued by a member of your staff
- Covers any person working for you in connection with your business, full-time, part-time or voluntary
- Claims for injuries or illnesses caused by terrorism are also covered
- Can be made part of a combined liability policy to include Public Liability Insurance
A simple trip or slip could raise the question of accountability and if you are deemed negligent, a claim may be made.
For more information on liability insurance, get in touch with our team.
